SURABAYA - In addition to going home, the tradition of holiday allowances or THR is highly anticipated in the fasting month or Eid. Not only for employees or workers, but almost all people share THR. The tradition, whose history began around 1951, became a source of 'cuan' for many people, including young people and students.
Well, so that the THR which once a year does not 'ride through' just like that, lecturer Faculty of Economics and Business (FEB) as follows:
Not directly spent when getting a THR there is a tendency to immediately use it to buy the needs or trinkets of Eid. Nevertheless, the desire to shop can be held, or not directly spent, so that the THR obtained can be used for urgent or continuous impact. Prioritizing Needs If THR wants to be used, be sure to meet priority needs. In order to make it easier, understand what is the necessity and what is just a desire. It is better to compile any list of needs, and allocate some THR to meet those needs. saving or saved THR should indeed be stored, if it can't be entirely, it can also be half. This saved THR money can later be used for urgent needs, or it could be a 'emergency fund' for young people or students. School or college needs for students, THR can be used to buy school or college needs, so that THR is not like the wind passes. Making THR as an item that helps learning and lectures is part of investment, which increases productivity. Paying Debt or Installments For those who have installment bills or debt, THR should be used to pay off installments and debt. This is important, because debt must be paid so as not to continue to be a burden, Additional business capital THR money can also be used as a capital to build small businesses such as becoming a reseller in an online shop for example or other businesses. This THR money can be a capital for students who want to build a business, but do not have capital, or to increase business development for those who have started a business. By prioritizing needs, setting aside some for savings or emergency funds, and utilizing THR for productive needs such as education or business capital, each person can turn a THR into a tool to achieve long -term financial stability.
The application of these principles not only helps avoid waste, but also builds healthy financial habits, ensuring that every rupiah from THR provides maximum benefits in the future.
Illustration: AI generator-pro/chatgpt
